In the 1950s and 60s, large corporations quietly created something remarkable for their senior executives. It wasn’t a 401(k). It was something far more powerful.
These companies designed business-funded retirement plans specifically for key people, executives, owners, or partners, without requiring the same benefit for every employee. The company paid for it, the executive benefited, and it was structured to be tax-advantaged in ways a traditional retirement plan couldn’t match.
For decades, small private business owners didn’t have access to this kind of strategy. The rules, funding mechanisms, and costs made it out of reach.
The Good News: That’s Changed
Today, if you own your business or are a key person in it, you can implement a similar plan for yourself or anyone you designate.
It’s not a company-wide benefit. It’s highly personalized. And the retirement income it generates can be structured to be far more tax-efficient than a traditional 401(k).
Most owners have never had this conversation. Their CPA manages taxes, their financial advisor manages investments, but few have been shown how to make their business pay for their future in a way that’s specific, efficient, and goal-driven.
Learn More: The Hybrid Solution
I’ve written about this strategy in detail in The Hybrid Solution. Copies are available on Amazon, so you can read it at your convenience and start exploring how your business can fund your retirement efficiently.